Tuesday, August 3, 2010

For The Semi-Institutionalized: Its Getting Worse

Meredith Whitney appeared on CNBC earlier and was about as bearish as ever, not only on financials, but on housing as well. In addition to saying that she expects the housing market to get worse in Q3 and Q4, the maven again reiterated the blatantly obvious, namely that all the recent earnings beats by financials have been an accounting sham driven by:
  • Provisioning for less future losses, by reducing NPLs in the current quarter, thus generating profits out of manipulated air (particularly relevant for HSBC's results yesterday, which were the main factor in pushing the market 25 points higher)
  • Increasingly more difficult for consumers to get loans. Not much of an issue - Obama will simply blame this on the previous regime.
  • And the glaringly obvious, i.e., that all European banks sit on bloated amounts of largely overvalued sovereign debt. Should another sovereign risk flaring appear (and it is Zero Hedge's belief that this will occur promptly, as soon as the European vacation season is over), it will be time to dig up the old skeletons of financial insolvency once again, only this time with EUR LIBOR and Euribor about 100% higher than where they were in May.
Full clip from one of the people who is still only semi-institutionalized:





More Here..

2 comments:

  1. “The budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be tempered and controlled, and the assistance to foreign lands should be curtailed lest the Republic become bankrupt. People must again learn to work, instead of living on public assistance”

    Marcus Tullius Cicero 55BC

    as long as jobs are available I assume

    ReplyDelete
  2. Like I said

    If you do not study, learn and therefore understand history; you are dommed to repaet it - over and over and over again

    By this time in the human endeavor that is life - there is truly nothing new under the sun and yet - we consistantly make the same glaring errors over nad over nad over again.

    If I see one more post citing that the european cenral banks are behind all evil in the world; I think I'll be sick !

    Get over it already ! They are

    B
    R
    O
    K
    E

    They finance NOTHING in 2010

    NOTHING

    And we are barking on their heels --- fast. Their soverign debt is overpriced by a factor pf 240% !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    ReplyDelete

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